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Strategic and Cost-Efficient Solution for SMEs and Startups
In today’s increasingly dynamic business landscape—especially for SMEs, startups, or companies not yet ready to hire a full-time management team—an attractive alternative emerges: a Part-Time Financial Director (FD). This article will comprehensively explain what this position entails, when it is appropriate to use, its duties and responsibilities, and the benefits a company can gain.
Definition and Context: Part-Time Financial Director
Simply put, a Part-Time Financial Director is a senior-level financial professional hired by a company to perform strategic financial functions—but does not work full-time. This means that, instead of being in the office every day, they might be present a few days a week or based on a specific contracted hour schedule.
This concept is highly relevant, especially for organizations seeking high-level financial management expertise without the cost burden and commitment of a full-time executive.
When Does a Company Need a Part-Time Financial Director?
The following conditions are where this solution is suitable:
- Startups still in their early stages and unable to afford a full-time financial director.
- SMEs (Small and Medium Enterprises) aiming to strengthen financial governance, financial reporting, and internal controls but with a more cost-efficient approach.
- Companies undergoing a transition phase, expansion, or financial restructuring and requiring temporary assistance from a financial director.
- Businesses that have basic financial management but need “mentoring” or strategic supervision at the director level—but not every day.
Key Duties & Responsibilities of a Part-Time Financial Director
Although working part-time, their responsibilities remain strategic. Here is a list of common tasks:
- Developing **mid-to-long-term financial strategies**—e.g., cash flow projections, working capital planning.
- Directing the preparation of consolidated financial statements, ensuring compliance with accounting standards and tax regulations.
- Managing financial risk control and treasury (liquidity, assets, debt, exchange rates) to ensure company resilience.
- Building **internal financial control systems**, procedures, financial policies, including budgeting and forecasting.
- Collaborating with the accounting team, internal audit, and **external parties** (consultants, auditors) to ensure transparency and good governance.
- Providing strategic advice to management or business owners on major financial decisions—e.g., expansion, financing, mergers, acquisitions.
- Monitoring and evaluating **financial performance**—e.g., liquidity, solvency, profitability ratios—and providing recommendations for improvement.
Difference: Full-Time vs. Part-Time Financial Director
Here is a brief comparison table:
| Aspect | Full-Time | Part-Time |
|---|---|---|
| Working Hours | Every workday, full dedication | Several days/hours per week, as contracted |
| Cost | Fixed salary + benefits + bonus | Lower, flexible honorarium/fee |
| Role | Full operational & strategic | Focus more on strategic aspects & supervision |
| When Suitable | Large, stable companies, complex finances | SMEs/Startups or companies seeking efficiency |
Benefits of a Part-Time Financial Director for SMEs/Startups
Some specific benefits that can be obtained:
- **Improved quality of financial decision-making**—not just “managing bookkeeping,” but looking toward strategy.
- **Strengthened governance and compliance:** assisting in preparing reports for investors, banks, or external stakeholders.
- **Cost efficiency:** compared to recruiting a full-time financial director, the part-time option offers flexibility and lower cost.
- **Focus on strategic priorities:** avoiding getting “stuck” in operational routines that can be delegated.
- **Scalability:** as the business grows, you can increase hours or convert to a full-time role—but start with a lighter scale.
Challenges to Consider
Although appealing, this option is not without challenges. Some things that need to be ensured:
- Clear contract and working hours: presence, **deliverables**, performance metrics.
- Sufficient access and autonomy: a part-time financial director must still have access to information and strategic decision-making.
- Communication and integration with the internal team: ensure they are not “operating in a vacuum” and are synchronized with daily operations.
- Risk of loyalty and culture: a part-time director might be less “embedded” in the company culture than full-time management—it is important to ensure vision alignment.
Practical Steps to Start
If you are considering recruiting or becoming a part-time financial director, here are the practical steps to follow:
- **Define the scope of work:** frequency of presence, deliverables, expected outcomes.
- **Evaluate candidate competency:** experience as a financial director, strategic capability, understanding of local regulations (Indonesia), and your business.
- **Negotiate the fee and contract structure:** can be based on hours, days per week, or project-based with milestones.
- **Ensure internal systems and processes are ready:** financial reports, financial dashboards, financial information systems—so the director can work effectively even without daily presence.
- **Monitoring & evaluation:** set financial KPIs (e.g., improved cash flow, financial ratios, tax compliance) and review them regularly.
The “Part-Time Financial Director” option is a smart solution for companies that want to gain strategic expertise in finance without the burden of a full-time director. With the right requirements, preparation, and expectations, you can achieve significantly better financial management quality—with flexibility and cost efficiency.
If you are interested in exploring how this position can be applied in your company or want to know about contract examples, please contact us on the Prokuu contact page.


Strategic and Cost-Efficient Solution for SMEs and Startups

